Main Sitemap
Welcome > Main Sitemap ...

• Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Mary, a proven Palatine and Arlington Heights, Illinois NUMBER1EXPERT™ Top Selling real estate agent.

• Find Palatine and Arlington Heights Homes - Find Palatine and Arlington Heights, Illinois real estate listings & homes for sale provided by Mary, your local expert real estate agent.

• For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Mary, a proven Palatine and Arlington Heights, Illinois NUMBER1EXPERT™ Top Selling real estate agent.

• For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Mary, a proven Palatine and Arlington Heights, Illinois NUMBER1EXPERT™ Top Selling real estate agent.

• Palatine and Arlington Heights Information - Find local information on Palatine and Arlington Heights, Illinois including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Mary, a proven NUMBER1EXPERT™ Top Selling real estate agent.

• Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Mary, a proven Palatine and Arlington Heights, Illinois NUMBER1EXPERT™ Top Selling real estate agent.

• About Mary - Information about Mary including testimonials, guarantees, credentials, and contact information. Learn why Mary is a proven Palatine and Arlington Heights, Illinois NUMBER1EXPERT™ Top Selling real estate agent.

Please Sign Up For The Latest Listings and the Latest Real Estate News

*Your Name:
*Your Email Address:
Send Latest Listings:
Send Latest News:
Your Message or Comments:

* Please note that fields marked with an asterisk are required.

Quick Response Guarantee > I Guarantee Your Privacy > Free & Without Obligation >

Financing Your Home >If You Are Self Employed There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary. However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What criteria determines the hottest real estate markets? A  Job/personal income growth; population/household growth; housing affordability/appreciation; and current inventory of homes for sale. See More Real Estate Trivia >