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<B>SCARED BY NEWS STORIES<B> about the current real estate market? "It's not as bad as you heard."
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Find Out About the Latest Homes for Sale First! I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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You Really Listened "You really listened to our wants and finances and found the perfect solution for both of us, and both our sons." Ruth & Gerry D., Lake In The Hills Read Quote > View All Quotes >
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Compare three mortgages at one time.
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Special Offers: Special offers for Palatine and Arlington Heights
homeowners from Mary Zentz, top Realtor |
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Affiliates: Mary Zentz's real estate web site affiliates |
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Free Services: Free Services for Palatine and Arlington Heights homeowners from Mary
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eNewsletter: Mary Zentz's Palatine and Arlington
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Today's Real Estate News: Daily real estate news for
this neighborhood, Illinois, and United States |
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Market Conditions Report: Market conditions report for
this area, Illinois, and United States |
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Palatine and Arlington Heights Illinois mortgage payments save you on
your taxes because of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in Illinois or buy your own Palatine and Arlington Heights house, ranch,
luxury property, condominium, acreage, or other real estate? |
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Adjustable Rate Mortgages: Adjustable rate Palatine
and Arlington Heights mortgages information and interest rate java
calculator |
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What Is Your APR?: Determine the Annual Percentage
Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to
compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and
an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator.
A balloon mortgage can be an excellent option for many home
buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay
significantly less interest, but only if you can afford the higher monthly
payment. Use this calculator to compare these two mortgage
terms. |
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How Much Should Your Income Be?: What income is required
to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you
determine your maximum monthly housing payment and the resulting mortgage
amount. |
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Will Buying Points Save You Money?:This calculator helps you
determine if you should pay for points, or use the money to increase your down
payment. |
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TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at
one time for your property or other Illinois real estate |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask
Mary Zentz anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty
professionals and brokers in the USA and Canada with links to their personal
web sites with homes for sale |
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Real Estate Tips: Mary Zentz's realty library of real
estate tips and advice on everything from preparing your home for sale to
negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers |
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Real Estate Trivia: Mary Zentz's collection of real estate trivia questions and answers
that include real estate topics such as the most expensive home, largest
swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Palatine and Arlington Heights property in Illinois, including legal terms
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Making An Offer >Evaluating the First Offer
Your dining room table is the scene of high drama. Your home has been listed for sale for six weeks, and finally, the first offer has come in. You are meeting with the agents, and are very excited until they mention the price--it is a lot less than you expected.
Before you feel offended, however, remember that the first offer is often just the beginning of a negotiating process. Your agent can help you weigh the good and bad points, evaluating the price in relationship to the terms or conditions of the sale. Sometimes an offer with a low price can look quite attractive once you understand all of the terms. If you are willing to make some compromises, the buyers may accept a counter offer that will give you more money. A lower price from highly qualified buyers may be better than one from people who may have difficulties with financing. Keep in mind that your first negotiated price is often your best price!
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What is considered to be one of the soundest long-term investments?
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Real estate has a long-term record of strong investment return and is a driving force of the national economy.
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See More Real Estate Trivia > |
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